UK Tax Guidance & Financial Insights. No jargon, just insights.
National Insurance confuses everyone. It looks like a tax, acts like a tax, but isn't technically a tax. Here's exactly how NI works, what you pay, and what you get for it in 2025-26.
12 min readThe Self Assessment deadline for the 2024-25 tax year is 31 January 2026. Whether you're a first-timer or filing late, here's everything you need to know to avoid penalties and get it done.
10 min readThe Spring Statement is coming in March 2026. While not a full Budget, it can still announce tax changes. Here's what to watch for and how it might affect your finances.
6 min read£100,000 is a major milestone—but it's also where UK tax becomes punishing. Above £100k, you face an effective 60% marginal rate. Here's what £100k really looks like after tax.
9 min readEarning £40,000 puts you above the UK median. But what does that actually mean for your bank account? We break down the real take-home pay, monthly budget, and lifestyle implications.
7 min read£50,000 is often seen as the 'comfortable' threshold in the UK. But what does it actually mean for your take-home pay? We break down the real numbers, monthly budget, and lifestyle implications.
8 min readAt £60,000, you're firmly in higher rate tax territory. But what does that actually mean for your take-home pay? We break down where your money goes and how to optimize.
8 min readEarning £70,000 puts you in the top 10% of UK earners. But what does that actually mean for your bank account? We break down the real take-home pay, monthly budget, and lifestyle implications.
8 min readAt £80,000, you're in the top 10% of UK earners—but higher rate tax takes a bigger bite. We break down exactly what £80k looks like after tax and how to optimize.
8 min readIncome tax rates haven't changed since 2021. So why does it feel like you're paying more? Because you are. Here's how frozen thresholds are quietly taking more of your pay—and what you can do about it.
10 min readEarning £75k in Scotland costs you £7,032 more tax than England. But earn £30k? Scotland's cheaper. Here's exactly where the crossover happens.
7 min readThe tax year ends on 5th April 2026 and your allowances disappear at midnight. From ISA limits to pension contributions, this comprehensive checklist ensures you don't leave money on the table. Most people miss at least one of these.
11 min readGet the latest UK tax insights, updates, and practical tips. No spam, just valuable content.