Tax Scenarios
Real UK tax situations with pre-calculated examples. Find your scenario, see the numbers, and learn how to optimize your tax.
8
Scenarios
£100k-£500k
Salary Range
2025-26
Tax Year
Tax Trap Avoidance
Strategies for high earners hitting the 60% effective rate between £100k-£125k
Salary: Avoid the Tax Trap with Pension Sacrifice
At exactly £100k, you're on the edge of the 60% tax trap. Here's how pension contributions can protect your income.
Salary: Optimal Pension Contribution to Avoid 60% Tax
At £110k, you're losing £5,000 of personal allowance. See the exact pension contribution needed to escape the trap.
Salary Tax Planning: Maximize Take-Home Pay
At £120k, you have almost no personal allowance. See how pension contributions can save you £12,000+ in tax.
Student Loan Scenarios
Understand how student loan repayments affect your take-home pay
Plan 2 Student Loan at Salary: Repayment Calculator
See exactly how much you'll repay on a Plan 2 student loan at a £30k salary - and how long until it's paid off.
Plan 2 Student Loan at Salary: Full Breakdown
At £40k, your Plan 2 repayments increase significantly. See the exact monthly deduction and what it means for your take-home.
Scottish Tax
Compare Scottish vs rest-of-UK tax rates and understand the difference
Scottish vs English Tax at £50k: Side-by-Side Comparison
See exactly how much more (or less) you pay in Scotland vs England at a £50k salary. Includes full breakdown.
Salary: Scottish vs English Tax Comparison
At £60k, the Scottish tax premium becomes more noticeable. See the exact difference and what it means for your finances.
Life Stage Planning
Tax calculations for career milestones like first jobs and pay rises
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